Introduction: How much money do you need to retire? This is a question that many people ask themselves when they are looking to retire. The answer depends on many different factors, but there are some general guidelines that we can use to help us answer it. This can be a tough question to answer because it depends on your personal situation, your expected longevity, and rate of return, the amount of savings you have set aside for retirement, and other factors. The best way to determine how much money you need is by getting some professional financial advice. How much cash should I keep at home? The amount of money you need to retire is not a fixed number. It depends on how much you have saved, the rate at which your investments are growing, and the cost of living in your retirement community. Remember that your expenses will rise as you age. The average American couple retiring in 2011 had around $200,000 saved up by the time they retired at age 65, according to a study by Fideli...